Who We Are

LendSpark is a national firm and licensed direct lender founded by highly experienced finance professionals for the sole purpose of supporting the growth capital needs of small to mid-size businesses in the United States. Located in Carlsbad, California, LendSpark has created business financing solutions for entities from Orange County, San Diego and all 50 states!

When traditional banks can’t or won’t provide funding, LendSpark is here to help.

Acting with creativity and integrity, LendSpark leverages our extensive business experience and network to obtain financing for our customers. Instead of working to push individual loan products or to simply “sell debt”, LendSpark has developed a broad range of funding options to offer our clients. These core values alone differentiate LendSpark from every other firm in the market. Take a look at our testimonials to get an idea of the variety of businesses and funding options we provide.

“Nothing makes us happier than securing financing for a business and then seeing that business grow beyond the owner’s dreams!”

LendSpark belongs to the Better Business Bureau, National Association of Equipment Leasing Brokers (NAELB), the Commercial Finance Association, the International Factoring Association and elite trusted advisor organization, ProVisors.

Dedicated to customer service, we walk each owner through all aspects of the funding process. More importantly, our decades of experience in finance enables us to provide the most competitive terms and rates!

• are nothing without our clients.
• do the right thing…ALWAYS.
• are a team and egos are not welcome.
• listen, care, and serve.
• are passionate about our work.
• embrace challenges with optimism.
• have fun and work hard.
• are leaders.
• care about our people, declare our goals, take ownership.
• achieve our expectations & celebrate.

Business Wisdom At Your Disposal

Paul Cortez

VP of Real Estate

Paul Cortez is the Vice President of Real Estate at LendSpark and develops Lendspark’s growing real estate loan and investment portfolio in California. LendSpark is a direct lender providing working capital loans, equipment financing and real estate loans to small and medium-sized businesses that need financing to fuel their business growth and achieve their business […]

Tell Me More

Todd Stichler

Founder and Managing Director

A past owner of several businesses, Todd Stichler, MBA understands well the opportunities and challenges owners and management teams face. He’s acted as the chief financial officer of several corporations, including one with 350 employees and 7 offices. Todd has not only financed businesses in a wide variety of industries, he’s managed complex mergers and […]

Tell Me More

Steve Overlock

Equipment Financing

After obtaining a business degree from Pennsylvania State University, Steve began his career in commercial lending in 1993. He has helped countless businesses reach their growth potential by providing appropriate financial solutions. After a career in financial sales, Steve managed a commercial lending sales team for a Warburg Pincus-backed firm. Assisting Lendspark in its quest […]

Tell Me More

Ready to grow your business?

We match business owners with financing options that work for their business.

Apply For Financing Explore financing options