Who We Are

/Who We Are
Who We Are 2017-12-28T18:06:37+00:00
LendSpark business loans principals

LendSpark principals Steve, Jan and Todd

Located in Carlsbad, California, LendSpark has created business financing solutions for entities from Orange County, San Diego and all 50 states!

LendSpark is a national firm and licensed direct lender founded by highly experienced finance professionals for the sole purpose of supporting the growth capital needs of small to mid-size businesses in the United States. When traditional banks can’t or won’t provide funding, LendSpark is here to help.

Acting with creativity and integrity, LendSpark leverages our extensive business experience and network to obtain financing for our customers. Instead of working to push individual loan products or to simply “sell debt”, LendSpark has developed a broad range of funding options to offer our clients. These core values alone differentiate LendSpark from every other firm in the market.

Take a look at our testimonials to get an idea of the variety of businesses and funding options we provide.

LendSpark belongs to the Better Business Bureau, National Association of Equipment Leasing Brokers (NAELB), the Commercial Finance Association, the International Factoring Association and elite trusted advisor organization, ProVisors.

Dedicated to customer service, we walk each owner through all aspects of the funding process. More importantly, our decades of experience in finance enables us to provide the most competitive terms and rates!

• are nothing without our clients.
• do the right thing…ALWAYS.
• are a team and egos are not welcome.
• listen, care, and serve.
• are passionate about our work.
• embrace challenges with optimism.
• have fun and work hard.
• are leaders: we care about our people, declare our goals, take ownership, achieve
our expectations & celebrate.

LendSpark Principals

Todd Stichler, MBA, Founder and Managing Director

Todd Stichler, business loan specialist san diego

           Todd Stichler, MBA

A past owner of several businesses, Todd Stichler, MBA understands well the opportunities and challenges owners and management teams face. He’s acted as the chief financial officer of several corporations, including one with 350 employees and 7 offices. Todd has not only financed businesses in a wide variety of industries, he’s managed complex mergers and acquisitions. He’s stewarded the financing of start-ups, growing, and mature businesses, and understands companies in transition.

Todd relishes meeting hard-working, creative business owners with vision. Organizing financing for even the most complex situations sparks his work life. He’s most rewarded when he hears that one of his clients is not only surviving but thriving.

Todd is highly involved at Sharp Healthcare’s Neonatal Research Institute in San Diego. He is also on the board of the Sharp Healthcare Foundation. He enjoys time with his family as well as biking, hiking, and skiing.

Stephen Overlock, Equipment Financing

Steve Overlock, VP Equipment Financing

Steve Overlock

After obtaining a business degree from Pennsylvania State University, Steve began his career in commercial lending in 1993. He has helped countless businesses reach their growth potential by providing appropriate financial solutions. After a career in financial sales, Steve managed a commercial lending sales team for a Warburg Pincus-backed firm.

Assisting Lendspark in its quest to help business owners achieve financial goals has been a turning point for Steve. The ability to offer solutions for almost any situation is so rare in the financial industry, he couldn’t resist the call to take part. The greater variety of loan instruments available today compared to just 5 years ago is creating an exciting climate for businesses and the economy. Whether working with the CFO of a large corporation to obtain or restructure capital or assisting a startup with an equipment acquisition, Steve has learned that success stories come in all shapes and sizes.

Steve considers himself fortunate to wake up each day with the opportunity to learn about lending changes taking place in today’s economy. He takes pride in the fact that he has helped many businesses make it to a more profitable period or say yes to new, lucrative contracts.  As a long-time resident of Southern California, when not working, Steve enjoys spending time with his wife of almost 20 years and their 3 daughters.